Use case — Banking and financial institutions

Compliance-grade coordination for the AI age.

Programmable spending mandates bound to KYC-tiered TDIP identities. MPC custody with TEE-sealed key shards. Cross-chain settlement under DelegationScope. ERC-7579 validator modules enforcing policy at signing time. Audit-grade signed receipts.

Overview

Identity, custody, mandate, settlement — under one compliance posture.

Banks and financial institutions need every payment to be traceable to an identity, every identity to satisfy a KYC tier, every mandate to be enforceable at signing time, every settlement to produce an audit-grade receipt, and every cross-border flow to honor sanctions and travel rule. Tenzro Network's TDIP identity tiers (Unverified / Basic / Enhanced / Full), W3C Verifiable Credentials, ERC-7579 on-chain validators, and cross-chain bridge router make this the substrate institutions deploy on.

What it enables

Bank-grade controls on open rails.

TDIP KYC tiers

Unverified (0), Basic (1), Enhanced (2), Full (3). Credential-gated upgrades via W3C Verifiable Credentials with Ed25519.

MPC custody

Default 2-of-3 threshold signing. Configurable up to N-of-M. Argon2id keystore. TEE-sealed shards.

Programmable mandates

TDIP DelegationScope: max per-tx, daily spend, allowed operations, contracts, time bounds, chains, payment protocols.

On-chain enforcement

ERC-7579 SpendingLimit and SocialRecovery validators. Quorum and ceiling checks at signing time, not after.

Cross-chain compliance

BridgeRouter respects DelegationScope.allowed_chains. Wormhole NTT, LayerZero V2, CCIP, deBridge, Canton, Li.Fi.

Audit receipts

Every settlement produces a signed receipt with SHA-256 commitment. Optional on-chain anchor. Inclusion proofs for batched flows.

Canton bridge

DAML 3.x integration. CIP-56 tokenization. Two-step transfers. DvP settlement. Bank-internal Canton domains bridge to Tenzro.

TEE attestation

Confidential compute over PII or sealed records via Intel TDX, AMD SEV-SNP, AWS Nitro, Intel Tiber attestation chains.

Stripe + Tempo + Visa

Fiat onramps via Stripe Payment Intents. Stablecoin settlement via Tempo. Card-network agent payments via Visa TAP.

Pattern

From onboarding to cross-border settlement.

01
KYC onboard
Customer registers TDIP DID. Bank issues KYC credentials. Tier upgrades via W3C VC with Ed25519 signatures.
02
Provision custody
MPC threshold wallet auto-provisioned. Key shards distributed across TEE-attested enclaves. No seed phrase.
03
Issue mandate
Bank issues a DelegationScope. Customer installs ERC-7579 validators. Mandate enforced at signing time.
04
Customer transacts
Payment via MPP, x402, AP2, Visa TAP, Mastercard Agent Pay, or Tempo. Two-axis ceiling checked. Settlement executes.
05
Cross-border
BridgeRouter selects adapter respecting allowed_chains. Wormhole NTT for stablecoins. CCIP for tokenized assets.
06
Reconcile
Signed receipts with SHA-256 commitments anchored on-chain. Auditable forever. Travel rule data carried over A2A.

Get started

Ship on the open network.

Deploy for banks

Identity docs